Buyers beware if you are “forced” to buy title insurance from the sellers title agent or attorney.
Unbeknownst to a majority of the real estate agents and Brokers, if the seller wants to close with a particular title company, AND you are getting a mortgage (this does not apply to cash transactions), then the seller MUST pay any and ALL costs associated with title, otherwise this is a violation of the Real Estate Settlement Procedures Act (RESPA).
My good friend, (John Roby) and Senior investigator of Attorney Services & Investigations, wrote this short 1-page document for me to share.
If you are a borrower and believe you have been a “victim”, please call him. Any seller who violates this shall be liable to you, the buyer, in an amount equal to three (3) times all charges made for such title insurance!

His contact information is at the bottom of the letter. Click HERE to read the document.
Please do not hesitate to call or email me with questions.